October 14, 2019  
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Applying for Optional Coverage

Under most group insurance programs, a Plan Member is eligible to apply for optional life and optional accidental death & dismemberment insurance.

Optional Life Insurance

  1. Plan Member must complete an Application for Optional Group Life Insurance. To obtain this application, please contact your nearest Morneau Shepell office for more information.
  2. Take a photocopy of the application for your records and mail the original signed to Morneau Shepell for processing. Since optional life requires medical underwriting, the Plan Member and/or his/her spouse may be asked to provide additional medical information and/or testing by the insurance company.

Note: Optional life is NOT approved until the Plan Member is notified in writing from Morneau Shepell. You will receive a letter advising you of the insurerís decision (approval or declination) and the new coverage will be added to your billing statement by Morneau Shepell.

Optional Accidental Death & Dismemberment Insurance

  1. Plan Member must complete an Application for Optional AD&D Insurance. To obtain this application, please contact your nearest Morneau Shepell office for more information.
  2. Send a copy of the Application for Optional AD&D Insurance to Morneau Shepell and retain the original for your files. Since optional AD&D is not medically underwritten, coverage is automatic and the new coverage will be added to your billing statement by Morneau Shepell.

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If you have any further questions, please contact us; we'll be glad to help you.


Last updated on:  Tuesday, July 10, 2012  Page: 

This information is not intended for use without professional advice. While we have attempted to make this site as accurate as possible, it is only a summary. For more information, see our disclaimer.

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